Riding a motorcycle can be an incredibly liberating and exciting experience—just you, your bike, and the open road—and it can also be a convenient mode of transportation, allowing you to get to your destination on time while weaving through traffic. You might have one bike for everyday practical use and a second one that you use for fun, or maybe you have different bikes to use depending on the season, keeping your regular bike in the garage during the winter months and instead riding one that you use exclusively. when the weather turns bad Or maybe you’re just an enthusiast with a collection of bikes, because having just one isn’t enough. Regardless of the reasons you own multiple bikes, leaving your prized possessions unprotected against unfortunate events like theft and damage is not a good option, which is why having motorcycle insurance is so important.

Accidents can happen, no matter how cautious you are as a cyclist, and bike insurance offers security and peace of mind knowing you’ll be adequately covered should the unthinkable happen. However, instead of wasting the time, hassle and expense of insuring each bike individually, you should consider getting insurance for multiple bikes. Reputable insurance providers offer this option, designed specifically to insure a number of bikes (usually up to around four) under one policy.

From a financial standpoint, insurance for multiple bikes makes sense, since it would cost you much more to get separate policies for each bike. As an additional cost-effective measure, you can tailor the policy by choosing the options that best suit your needs, including UK and European Comprehensive Breakdown Cover, Personal Effects Cover and Legal Protection. An added benefit of having just one policy also means there will be less paperwork to keep track of and dig up in case you need to make a claim.

Obviously, only one bike can be used at a time, and the multi-bike lock allows you to safely take out one bike knowing that you and the bike are insured against mishaps, while your other bike or bikes are safely in your protected garage. against calamities like theft. or fire. If one of your bikes is damaged or stolen while on the road or when it’s stored in the garage, having insurance will save you from having to bear the full costs of later bills.

Plus, having insurance on all your bikes means that if one bike is damaged or stolen, you’ll already have adequate coverage on another to start riding right away, rather than having to wait until you can take care of insuring it.

One motorcyclist, Richard Baldwin, who owns a 1988 Harley Davidson 883cc and a Suzuki DRZ 400, says he saves money on multiple bike insurance because he can limit the miles he uses on each bike. The Harley is more cumbersome, so he uses the more nimble Suzuki for city riding, and the Harley when he wants to bike out for a weekend ride, and therefore splitting the mileage between both bikes , you can save on your insurance.

In short, if you own two or more bikes, instead of leaving any of your bikes uninsured or spending more money to insure them separately, you’ll be doing yourself a favor by getting a multi-bike insurance policy.